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Top 5 Best Credit Cards
Discover® Motiva Card
- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months , then the Regular APR
- Data
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 3.99% Intro APR* | 11.99% - 20.99% (Variable)* | Any | $0 |
IberiaBank Visa® Gold Cash Back Rewards Card
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 1.99% APR for 6 Months | 9.25%, 12.25%, or 15.25%* | Good | $0 |
Zync from American Express(SM)
- Earn 10,000 Membership Rewards® Points After First Purchase
- Enjoy a Low Annual Fee of Just $25 for Basic Card
- Pay No Interest - That's Because You Pay in Full Each Month
- Choose the Lifestyle Packs You Want to Customize Your Card with the Benefits You Use Most
- Protect Eligible Purchases With Purchase Protection and Extended Warranty
- Earn Membership Rewards(R) Points With Every Eligible Purchase - Redeem Points for Travel, Shopping, and Great Entertainment Rewards
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | No APR | Any | $25 |
Blue Cash® from American Express
- 0% intro APR on purchases for 6 months and no annual fee.
- Flexibility to pay over time.
- Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores.
- Choose your cash back reward: Enjoy the flexibility of redeeming your cash back rewards for statement credits, gift cards and a wide array of merchandise anytime.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% on Purchases for 6 months | 17.24%-21.24% Variable | Any | $0 |
Business Gold Rewards Card(R) from American Express OPEN
- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
- Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date
- More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
- No annual fee for the first year - a $125 savings
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | No APR | Good | $125 |